Mr. Elias Oppong Ababio

Executive Director

Elias holds a Master of Business Administration (MBA) from the University of Southampton in the United Kingdom (UK) and a Bachelor of Commerce from the University of Cape Coast, Ghana. Elias is the Chief Executive Officer of MIC Group of Companies and ONA Resources Company Limited.

Elias has served in various capacities in FRIMPS Oil Company Limited, including being the Head of the Compliance Department, an Assistant General Manager, Finance Manager, and Project Manager. Prior to joining FRIMPS Oil, Elias worked with Anglogold Ashanti Malaria Control Limited as a Financial Accountant, and Anglogold Ashanti Ghana – Finance and Commercial Services as a Finance Officer. Elias brings to Loyalty Insurance topnotch managerial skills and business innovation.

Mr. Ernest Frimpong

Managing Director

Mr. Ernest Frimpong is a Chartered Insurer and an Associate Member of the Chartered Insurance Institute (CII) of the United Kingdom (UK). He is also an Associate Member of the Chartered Insurance Institute of Ghana (CIIG). Ernest holds an Intermediate Certificate in Banking from the Chartered Institute of Bankers (CIB) of Ghana; a Master of Arts Degree in International Affairs, and a Bachelor of Arts Degree in Psychology with Philosophy from the University of Ghana. Ernest is currently pursuing an International Executive MBA in Banking and Finance with the Paris Graduate School of Management (PGSM).

Ernest is the Ag. Managing Director of Loyalty Insurance Company Limited. Prior to his elevation to the current position, Ernest was the Chief Operations Officer of the company. Ernest joined Loyalty Insurance as the Head of Business Development and Marketing in April 2017. He later became the Head of Business Development, Marketing and Corporate Affairs of the company.

Before moving to Loyalty Insurance, Ernest was the Head of Business Development and Marketing at Priority Insurance Company Limited from August 2015 to March 2017. Ernest also worked at the National Insurance Commission (NIC) for close to 11 years from September 2004 to August 2015, having served in various capacities at the NIC, including being a Board Secretary, Special Assistant to the Commissioner of Insurance, Team Leader / Projects Manager, Relationship Manager, and an External Relations Officer.

Ernest has and continues to serve on a number of Insurance Industry Committees. Ernest is a resource person at the Ghana Insurance College (GIC) where he graduated with an Advanced Diploma in Applied Insurance Studies. He has written a number of articles on insurance.

Ernest is happily married and blessed with three (3) children.

Mr. Benjamin Sekyere Owusu

Chief Finance Officer

Benjamin Sekyere Owusu is a proficient professional with over 8 years experience as a Finance and insurance expert.

Benjamin joined LOYALTY as the Finance Manager coming from one of Ghana’s renowned insurance firms (Ghana Union Assurance) – having rose through the ranks to the position of Senior Finance Officer.

His areas of expertise include Financial preparation and reporting, Audit and Assurance engagements, Negotiating prices, Budget preparation and Control. He is excellent at people management.

He has a vast experience in Anti-Money Laundering having served as a reporting Officer for many years he has the concepts of compliance at heart. Benjamin as a self-motivated individual with excellent teamwork skills combined with the discipline of the finance and accounting profession is a member of the Association of Chartered Certified Accountants (ACCA) – UK; and Chartered Professional Accountants (CPA) – Canada. He holds an MBA Finance from the University of Ghana Business School.

Benjamin holds a BSc. Applied Accounting from Oxford Brookes University – UK. Benjamin graduated from the Kumasi Technical University (previously Kumasi Polytechnic) with an HND in Accounting. He is a product of Effiduasi Secondary Commercial School, Effiduasi.

Benjamin has obtained certification in various corporate endeavors such as Advanced Diploma in Accounting and Business from ACCA – UK, Professional Ethics module from ACCA – UK as well as a Reinsurance Accounting Certification from Munich Reinsurance.

As a qualified Financial and accounting person, Benjamin has help defined for himself a culture of excellence in the insurance, finance and investment sector of Ghana and beyond. He has served as a resource person on a number of forums and workshops.

Benjamin is married to his beautiful wife and is a father of a lovely daughter.

Mr. Michael Abbiw

Head Of Sales & Marketing


Mr. William Larbi Ampofo

Head Of Technical Operations

William is a Chartered Insurer and an Associate Member of the Chartered Insurance Institute (CII), UK. He also holds a Bachelor of Science (BSc.) Degree in Administration (Insurance Option) from the University of Ghana Business School.

William started his insurance career with Activa International Insurance Ghana Limited as a National Service Person and rose through the ranks to become the Head of Broker Department. At Activa, he was very instrumental in the training of staff in the use of the KIT underwriting software and training in other technical areas, including the Reinsurance Department, which dealt with businesses from international Insurers and Brokers such as Zurich Insurance Services and AON. William has attended several training programs and seminars in Ghana and abroad.

William moved to Loyalty Insurance in April 2017 as the Underwriting and Broker Relations Manager and was promoted to the position of Acting Chief Operations Officer effective January 1, 2018. He brings on board rich technical experience in the Insurance Industry.