Any type of insurance policy that protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury or negligence
Public Liability
Covers legal liability of the insured for Accidental death, bodily injury, illness or loss, damage to third party property arising out of the insured’s business operation.
Professional Indemnity
Covers the Legal liabilities of professionals such as Architects, engineers, Doctors, Accountants, Lawyers, Consultants etc. and their servants, assigns or agents to third parties arising from error, omission or professional negligence of the insured in the course of their practice / occupation
Directors Liability
Covers the Legal liabilities of professionals such as Architects, engineers, Doctors, Accountants, Lawyers, Consultants etc. and their servants, assigns or agents to third parties arising from error, omission or professional negligence of the insured in the course of their practice / occupation
Employer's Liability / Workmen Compensation
The workmen’s compensation Act 1987 requires all employers to assume responsibility for occupational injuries, diseases and/or death of their employees. This policy covers employers’ legal liability for death, or bodily injury to employee arising out of and in the course of employment. It covers employees during working hours only.
Product Liability
This policy indemnifies the insured against accidental death or bodily injury and loss or damage to the property of the public or consumer arising from defects in products manufactured and supplied by the insured