Personal Accident
Covers:- Individual against accidental death or bodily injury resulting from accidents as well as reimbursement of any accompanying medical expense. It offers a 24-hour, 365-days protection against accidents.
Group Personal Accident
This is a 24-hour cover for your employees, partners and directors who may sustain bodily injury and or death as a result of an accident. This cover compensates for Death, Permanent disablement rendering the insured person unable to attend to their usual occupation, Loss of limbs, Loss of sight in one or both eyes, loss of income, incurred medical expenses.
Goods In Transit
Covers:- accidental loss of or damage to the whole or part of goods owned by the Company or for which it is responsible, whilst the property is in transit, is being loaded onto, or unloaded from the vehicle resulting from: Fire, An accident to the carrying vehicle, Theft following violence or threat of violence against your employee or carrier
Bankers Indemnity
This is a special policy for Banks or other financial institutions. It provides cover for claims arising out of errors, omissions, misstatements, neglect, breach of duty, dishonesty, infidelity or fraudulent acts of employees, alteration, counterfeit cheques, drafts, withdrawal of funds, certificate deposit, false telex, cable, teletype instructions, burglary, larceny, robbery, hold-up, malicious acts etc
Fidelity Guarantee
Covers:- Loss arising out of the infidelity of employees such as accountants and cashiers who handle cash and/or other valuables of the insured.
The policy indemnifies the insured employer against direct financial loss, and loss of stock, which might result from acts of dishonesty, fraud, misappropriation or embezzlement in the course of an employee’s formal duties.